Do You Need Health Insurance to Become a Pilot in the US?

Posted by Wayman Eduardo | 11/4/15 8:30 AM

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Studying to become a pilot in the US comes with a lot of questions. It is a process that involves certain requirements to be met. International students will need to complete the visa process as well as other required paperwork. Students will also find themselves wondering about their safety and well-being while learning to fly in a foreign place. This brings up the question of how to best protect your health.

Do you need health insurance to become a pilot in the US? The answer to this question is yes. The state department requires all students studying in the US to have health insurance. Health insurance is not only a requirement but simply a good idea. It is extremely unlikely that you will get hurt during flight training but you never know when you will need it. It is more likely that you will get hurt driving to class or get a cold from being at the beach too much rather  than in an airplane.

It is very important to have health insurance in the US. The US does not have universal healthcare and therefore each individual is responsible for their own care and the associated costs. An emergency room visit can cost you thousands out of pocket and an ambulance ride will cost you around $500 or more. So what insurance should you be considering? We recommend travelers and health insurance from your home country. This will provide the coverage you need and if necessary, a flight to your home country. American Express is one company that offers this insurance. ISO is an international health insurance provider (https://www.isoa.org) as well as IMG (imglobal.com). The cost of a student health plan is usually about $150 a month.

Moving to a new country to follow your dreams of becoming a pilot will be an exciting adventure. However, you must take care of yourself in order to make these dreams come true. Health insurance will be the best safety net you can have when studying in a foreign country. Knowing you are covered if any injury or sickness were to happen will allow you to concentrate on the reason you are in the US in the first place, learning to fly!

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